Detailed Credit Report Analysis
Detailed Credit Report Analysis consists of reviewing your credit report and finding the errors, inaccuracies, and derogatory marks that are causing you to have a low credit score.
Your credit analysis report will consist of the following:
● Education on credit reports, raising your credit score and rebuilding credit.
● Current credit scores and a summary of all of the inaccurate negative accounts.
● A list of accounts that went negative within the first 24 months.
● Accounts the creditors can sue for that fall within the statute of limitations.
● The critical factors regarding your credit score.
● Detailed list of all inaccurate accounts.
● Plan of action. Next steps to restoring your credit.
Education on credit reports, raising your credit score, and rebuilding credit:
In this area, we educate you on how to use certain products and best practices that will assist you with rebuilding credit and raising your credit score.
In this area of the report, we show you your most updated consumer credit score. These scores give you an idea of where your credit score stand, but they are not your FICO scores.
Accounts that went negative within the first 24 months:
In this area, you will see the accounts that are causing the most damage to your credit score. According to FICO, negative accounts within 24 months of today lower your score the most.
Accounts the creditors can sue for that fall within the statute of limitations:
Your state law gives the furnisher a certain amount of time to take you to court for a debt that you owe. In this area, we display any accounts that fit into that category.
Key factors regarding your credit score:
There are five factors that affect your credit score. These areas are essential for you to know. In this area, we analyze these five factors based on the data in your credit report.
Detailed list of all inaccurate accounts:
This area goes in detail toward helping you get a full understanding of your credit analysis and what negative accounts are bringing your score down. We have listed all of the negative in one central location for your review.
Plan of action.
Credit Building Action Plan will now be available to you after you have received and reviewed your detailed credit report analysis. You will be on your way to excellent credit in no time.